If you’re hunting for your favorite chocolate chip banana bread, you’ve found it. This loaf is ultra-moist, bursting with ripe banana flavor, and studded with melty chocolate chips. Once you make it, it will likely become your go-to.

No mixer needed — the batter comes together by hand with a whisk and a bowl. This recipe uses the classic muffin-method mixing technique: combine wet and dry ingredients gently, folding until just combined. The result is a tender, even crumb, similar to my other banana-bread and muffin recipes.
Absolutely delicious recipe and very easy to follow! I really appreciate the detail and my 5 year old and I really enjoyed both making and eating this! We will be saving this one to use over and over!
– Maria
Key Ingredients & Test Notes
- All Purpose Flour: Use all purpose flour (about 10.5–11.7% protein) to build a sturdy but tender crumb that suits moist quick breads.
- Overripe Bananas: The riper the bananas, the more flavor they contribute.
- Test Note: For accuracy, mash the bananas first and weigh them to reach the measured amount called for in the recipe.
- Dark Brown Sugar: Combining dark brown and granulated sugar adds moisture and a subtle caramel-molasses note.
- Greek Yogurt: The acidity of full-fat Greek yogurt reacts with baking soda to create an exceptionally moist, tender crumb.
- Test Note: You can substitute an equal amount of sour cream if preferred.
- Chocolate Chips: Semi-sweet or dark chocolate chips folded into the batter give lovely pockets of gooey chocolate.

Jenn’s Banana Bread Tips!
- Choose the right pan: A metal 9×5-inch loaf pan distributes heat evenly and holds the batter for a consistent rise and crust.
- Distribute chocolate chips evenly: Because the batter is thick, fold chips in two additions or layer batter and chips in the pan for even distribution.
- Ripen bananas quickly:
- Bake them on a sheet at 300°F (150°C) for 15–20 minutes until the skins are brown; cool before using.
- Alternatively, pierce the peel and microwave for 30–60 seconds to soften if you’re in a hurry.

Leftovers & Storage
- Room Temperature: Once completely cooled, wrap the loaf in plastic wrap, foil, or place it in an airtight container. It will keep well at room temperature for up to 3 days.
- Refrigerator: Avoid refrigerating if possible — the cold can dry the bread out.
- Freezer: For longer storage, wrap tightly in foil or a freezer-safe bag and freeze up to 3 months. Thaw at room temperature before serving.

★★★★★ Please leave a star rating and a review if you try this recipe — thank you!
Moist Chocolate Chip Banana Bread

Equipment
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9×5-inch metal loaf pan
Ingredients
- 282 grams (2 ¼ cups) all purpose flour, 10.5–11.7% protein
- 1 teaspoon baking soda
- ½ teaspoon fine sea salt
- ½ teaspoon ground cinnamon
- ¼ teaspoon ground nutmeg
- 113 grams (½ cup) unsalted butter, melted
- 165 grams (¾ cup) dark brown sugar, lightly packed
- 50 grams (¼ cup) granulated sugar
- 464 grams (2 cups) mashed overripe bananas, (about 3.5 large bananas)
- 100 grams (2 large) whole eggs, room temperature
- 120 grams (½ cup) full fat Greek yogurt
- 2 teaspoons pure vanilla extract or vanilla bean paste
- 128 grams (¾ cup) semi-sweet chocolate chips, (plus a few to sprinkle on top)
Instructions
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Preheat oven to 350°F / 180°C. Line a 9×5-inch loaf pan with parchment paper, leaving an overhang on the long sides.
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In a medium bowl, whisk together the flour, baking soda, salt, cinnamon, and nutmeg. Set aside.
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In a large bowl, whisk melted butter with the granulated sugar and dark brown sugar until combined.
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Add mashed bananas, then eggs, Greek yogurt, and vanilla, whisking gently to combine after each addition.
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Sprinkle in the flour mixture in ½-cup increments, mixing just until the flour is incorporated. Do not overmix.
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Fold the semi-sweet chocolate chips into the batter with a rubber spatula.
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Pour the batter into the prepared loaf pan and place it on the middle oven rack.
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Bake 65–70 minutes, or until a toothpick inserted into the center comes out mostly clean with a few moist crumbs.
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Cool the pan on a rack for 10 minutes, then lift the loaf out using the parchment overhang and finish cooling on the rack.